David Young
Private Mortgage Banker / CMO / Partner
Your Mortgage. My Mission.
Over 25 years in the mortgage business and hundreds of millions funded — but what drives me hasn’t changed. Your home is your most trusted asset, and you deserve someone who treats it that way. No receptionist, no runaround — I’m here when you need me.
Why Work With Me
I’ve spent over 25 years in the mortgage industry, and I still take pride in what real customer service means — staying ahead of every new program, rate, and advantage that can benefit my clients. I’ve owned several successful mortgage businesses serving different markets, but with LendWise, I’ve built something I’ve always wanted: every program under one roof, powered by the best pricing and technology in the business. Having funded hundreds of millions in loans, I understand the weight of the decisions homeowners face. Your home is your most trusted asset, and that gravity is never lost on me. When you work with me, you’re working directly with an owner — no receptionist, no middleman. I’m always a phone call, text, or email away.
Direct Access
Work directly with a partner, not a call center. I’m personally invested in getting your loan closed right.
Technology Forward
I leverage AI to ensure flawless execution — faster approvals, smarter processing, and nothing falling through the cracks.
Nationwide Reach
Licensed and lending across multiple states. Bringing modern mortgage solutions wherever you are.
Personal Touch
I know my clients by name, not number. Your biggest investment deserves care and precision.
Loan Programs
The right loan for every borrower.
Conventional
Traditional financing
Jumbo
Beyond conforming limits
FHA
Low down payment
VA
Veterans & service members
DSCR
Investment properties
Bank Statement
Self-employed
Fix & Flip
Short-term investor
First Time Buyer
New homeowners
HELOCs
Home equity access
Introducing
Odin AI
Your AI mortgage assistant. Instant pre-approvals, real-time tracking, smart rate monitoring. Your loan moves while you sleep.
Instant Pre-Approvals
Get your pre-approval letter in seconds, not days.
Smart Rate Tracking
AI monitors the market 24/7 so I can act on savings opportunities for you.
Real-Time Loan Tracking
Always know where your loan is in the process.
Document Intelligence
Upload once, never be asked twice.
Talk Your Way
Text, email, or chat — your preference, always remembered.
Proactive Updates
Know what’s needed before you ask.
Rate Tracker
I Watch the Market So You Don't Have To
With the help of Odin AI, I can monitor live rate adjustments around the clock and determine if an improvement will actually benefit you. Enter your current loan details and I'll reach out the moment refinancing makes real financial sense — no guesswork, no obsessive rate-checking.
- 24/7 AI-powered rate monitoring on your behalf
- I’ll contact you when refinancing makes sense
- Know exactly how much you could save each month
What Clients Say
Real experiences from real homeowners.
Ready to Get Pre-Approved?
Start your application in minutes. I'll personally guide you through every step.